How Can A Seo Consultant Help Your Business

How long will it take me to get a decent SERP on Google for this keyword?
2. Is this business looking viable to you?
3. Do I have a lot of competition in this online business
which I am starting and how can I compete effectively with them?
4. How can I make the most out of my marketing efforts?
Some excellent SEO consultants can even answer these questions:
1. Should I buy a used domain in order to rank high really quick?
2. How is my competitor ranking on the top with half the links that I have?
3. Should I continue this business or start over in a new niche?
The point of the whole article is simply that SEO consultants can save you a lot of time and money in the long-run. So, instead of using trial-and-error in trying to market different things online, it would be much better to make a one-time investment and ask your SEO guy all these questions.
Some established SEO consultants charge upwards of $500 per hour, which might sound like a lot of money, but spending a good amount on SEO consultation can really help you get the facts together for your business.
by SEO Consultancy Services

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Don't Just Look For Jobs, Look For Business Opportunities

There’s an ongoing debate whether it’s better to look for business opportunities or jobs. Well, the benefits of business opportunities are looking brighter than that of jobs.
Nowadays, with the uncontrollable spurt of online jobs and business opportunities alike, people who want to make money online are more confused than ever. If the dilemma used to be just between finding an offline job or an online one, now, the problem has gotten bigger. People who want to make money now have to choose whether it is better to look for jobs, or to look for business opportunities instead. Both options are good prospects, especially with so many online money making opportunities that all pay well, anyway. However, you might want to look closer at business opportunities, because it just might bring more advantages to you than any job can. Here are some reasons why looking for business opportunities pay off better than looking for jobs do.
Control
This is already a given, as I’m sure you will agree. Starting your own business gives you more control over your money making activities. You don’t have to report or answer to anyone. You don’t have a boss, and everything you do for your business will reap direct benefits for you and not for someone else. You can take care of your business the way you want to, and do with it whatever you want. Of course, the challenge is greater, since there will be no one to blame in case your business fails. But, if you just tread carefully, you will certainly reap a lot of benefits from business opportunities than you can from jobs. And of course, you can expect to earn more, since you are your own boss.
Flexibility
Business opportunities give you more flexibility in terms of time, location, nature of business, and earnings. You decide when and where you want to work. If your business is online, you can go wherever you want, as long as there is Internet connection and you have your computer with you. Also, you can decide on the nature of your business. If you want to extend your business this way or that, you are free to do so. Most of all, how much you earn depends on you. You don’t have to work a bit too hard for that elusive promotion, and you can avoid the frustration while you’re waiting for a raise. As long as you manage your business properly, you will certainly make a lot of money from it. And you can increase your earnings anytime you want by adding a little extra effort.
Achievement
Finally, there are also some emotional benefits on these money making opportunities as well. Starting and owning your own business may already be part of your future goals. Now, with the endless stream of business opportunities online, you can start achieving that goal right away. And you can even do so with a minimal capital investment, which is made possible by online wonders.
After running through just some of the benefits of business opportunities, which one would you choose? Jobs, or business opportunities? Well, don’t be an employee forever! There is also no need to hesitate, if you really want to start a business. There are plenty of business opportunities online that you can definitely manage. Break free from the employee label – right now and venture into these money making opportunities!

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Retail Stores And Business Transaction Management

In the fast paced modern retail world, it is imperative that companies stay abreast of the latest technology. This is true in all industries, and retail stores are no exception. One of the first industries to embrace business transaction management (BTM) was in fact the retail industry.
Early Adaption to BTM Solutions
There are many reasons that retail stores quickly jumped on the potential shown by business transaction management. One of the most important and impressive reasons for adopting this technology into IT system’s management was that BTM was and still is very efficient in what it can produce. It makes the running of the complex IT systems behind a retail store much more effective by reducing the MTTR (mean-time-to-repair) and MTBF (mean-time-between-failures) for software problems; thus, keeping operational expenditures lower than would otherwise be possible.
BTM can auto discover and then monitor all the transactions and their dependencies in a retail order process flow. For example, it discovers the applications that check inventory, captures an order, validates the order, calculates shipping and tax, takes payment and the integrations of retail order process with demand management, fulfillment, and ERP. For each of these applications it monitors in real-time the transactions they invoke and their outcomes.
BTM is attractive because it can be tailored specifically for any size of retail store. It can be scaled in terms of the features used to the needs of the business. Then as the business grows the right BTM solution has the ability to grow right with the business. This keeps cost low, as there is no need to continually replace an existing IT system or add new layers of functionality.
Instead, the retail store can activate more complex features, or simply have them added to what they already use. On top of this, BTM software lets its users monitor and reduce the number of business impacting problems from a range of infrastructure as varied as legacy applications with their roots in the 1960s to the latest SOA and cloud-based applications. This lets users attain the highest availability and performance out of their existing IT environments at the lowest cost, instead of forcing redesign, again keeping costs to a minimum and reducing the need for a much larger IT team.
Business Transaction Management and Application Performance Management
Retail stores must be able to monitor various applications and the transactions they invoke in an efficient, timely and professional manner in order to stay competitive and provide a high level of customer service. Stock levels, sales, purchases and other important data are directly related to bottom line profits.
With a high quality BTM solution in place, real time monitoring is a reality within the system. This drastically reduces any potential problems from occurring, and ensures that the response times for any bottlenecks in the system are kept to an absolute minimum.
Application performance management takes BTM one step further. APM monitors the performance of various business processes and the IT transactions that impact the supply chain. Then through the powerful correlation abilities of a complex event processing (CEP) engine, APM turns huge data sets into useable information.
This information could involve anything from supply chain management and raw materials to tracking stock levels and cash transactions. If it involves information, BTM/APM work together to keep a business’ computer connected activities flowing smoothly. As there are multiple applications required inside the IT environment, each one performing a different function, yet needing to interact with the other applications within the system, BTM/APM is the only way to maintain control. Without a BTM/APM solution high performance and constant 24/7 availability just cannot be maintained.
The Nastel AutoPilot BTM/APM Solution for Retail Stores
Nastels AutoPilot BTM/APM solution can deal with all the issues faced by retail stores. AutoPilot’s business transaction management component improves business process execution. The built-in complex event processing engine enables deep-dive diagnostics which find bottlenecks in the system before users are impacted and business processes are disrupted. This enables IT to resolve them before they cause mission critical events that impact profitability.
The application performance management component empowers retail stores with the ability to do more than maintain control of their IT environments. It allows IT to optimize the environment. All in all AutoPilot offers one of the best solutions for resolving real-time issues quickly, cutting IT infrastructure costs and keeping customer’s happyall things that impact the bottom line.

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An Introduction To Japanese Business Culture

When doing business in a foreign country it is always vital to understand differences in culture. This helps to avoid misunderstandings and allows development of positive and long-lasting business relationships. Knowing the differences in business etiquette between British and Japanese culture could be what lands you a lucrative contract or a lucrative new job. While Japanese businesspeople understand that you will not understand all of their culture and business etiquette they will notice and appreciate your genuine efforts.
Relationships
The Japanese generally do business based on personal relationships. Being introduced by a person who has a good relationship with the company is very helpful. You may be given a small trial to prove yourself. Even if this request is non-profitable, completing it quickly and well helps develop a long-term relationship.
Gift Giving
Gifts are very important in Japanese culture. Always give a small gift at the end of a meeting to the most senior member. Consult with a Japanese person on an appropriate gift. Many flowers such as camellias are associated with death and potted plants encourage sickness. If you receive a gift, do not open it in the presence of the giver.
Business Meetings
Meetings should be arranged by telephone well in advance. Punctuality is imperative. Seating is arranged with the most junior member nearest the door and the most senior furthest away. Do not be surprised if meetings contain several people, even if you thought it would be a one-on-one meeting. You will be expected to have a document containing information about your company, testimonials from customers and other companies and newspaper or magazine articles. It is best to come to a meeting with your best offer, as this is what will be expected.
Communication
Consensus and group decision-making is the norm in Japanese culture. Questions should be phrased in such a way that even negative answers can be given with a yes. For example Do you think this is a bad idea? rather than Do you agree?. Japanese businesspeople may be silent while considering issues and may close their eyes while listening carefully. Confrontational negotiation styles such as raised voices or anger will be frowned upon. Contracts are generally broad with room for re-negotiation and flexibility rather than rigid and point-by-point. However, written contracts are always expected.
Business Dress
Japanese business culture is quite conservative and avant-garde fashions will not be appreciated. Conservative business dress is always appropriate in Japan, especially for women. Suits should be dark-coloured without flashy accessories.
Business Cards
Business cards are very important in Japanese culture and you should always have a ready supply. The quality of your business cards and their condition is highly important also. When you receive a business card examine it carefully and treat it with respect. After meetings, place received business cards in a special case. Investing in business cards written in Japanese is a gesture of goodwill that will be appreciated. Give and receive business cards in both your hands and with a small bow.

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Choosing Great Painting Business Names

A good business name is necessary to help you to build a strong brand and market your services successfully. A strong brand will give your business an identity in the market place, help you to make a good first impression on people and help to build a positive reputation among customers in the long run.
Below we have set out a number of tips and ideas for you to consider as you proceed to think suitable painting company names.
Don’t Limit Future Opportunities
Effective business names give potential customers a clear message about what products or services a company offers. This is one sensible approach but it is important not to pigeon hole your business too much as you may want to change direction, sell the business or introduce new services at a later date. Your name should indicate what you do while still being general enough to offer flexibility.
By all means include the word ‘painting’ in your name, but don’t be too specific about the market that you are targeting or the exact services that you offer. If you feel that you will branch out into other areas in the future then the word ‘contractor’ may be more suitable.
You should also think twice before including the owners name in the business name. This can offer a nice personal touch and give customers the impression that they are dealing with somebody who has a good reputation. However, this approach can make it hard for you to sell your business if you want to do so at some point in the future.
Including the name of the area or region where you are doing business is also an option that usually works well. However, if you ever want to offer services outside of this zone then such a name can become irrelevant or confusing.
Memorable and Unique
A great name for a business is one that can be easily remembered. People should be able to recall it after hearing it only once or twice and they should be able to pronounce it correctly. Once you have a short list you can run some tests on family and friends. See which ones they were able to hear clearly over the phone and which ones they were able to remember a week later. If you can think of a name that will stick in peoples minds then you will really have their attention.
A great name should be unique and professional at the same time. If you look in The Yellow Pages or online you will find plenty of clever, catchy and creative painting business names. While names that are funny can sometimes get more attention, you may find that some sectors of the market don’t relate to them, misunderstand them or even find them offensive. The best choice is often to go with a more conservative sounding name. This will come across as being much more professional and appeal to a wider market.
Originality and Usage Rights
While you can look to other industries for inspiration, dont imitate the names of other local businesses too closely or you will risk confusing consumers. You need something that is truly original if you want your business to stand out.
Make sure that no other companies are already using the name that you would like to use. Search The Yellow Pages, the Internet and the database at your county clerks office to make sure that you dont infringe on the intellectual property of other companies or individuals.
Domain Name Registration
Check that there is a suitable domain name available and register it at the same time as you finalize your business name. You will need to get a website up at some time and it is nice to have a domain that matches your name.
Preferential Listings
Many people name their business ‘A Plus Painting’ or something similar because they want to be among the first listings in The Yellow Pages. This is becoming less important these days though as popular search engines on the Internet don’t display search results alphabetically.
Acronyms
Give some thought to acronyms. If done right they can be an easy way for customers and business associates to refer to your business by using the first letter of each word. Just make sure that you stay away from embarrassing or weird acronyms.
Expert Advice
Many people underestimate the importance of a business name. It is one of the elements that will help your company to win the hearts and minds of the marketplace over many years. Some smart entrepreneurs are now starting to hire naming experts to help them make this crucial decision. While it is unlikely that a small painting startup would go to such expense it wouldn’t hurt to run your ideas past someone with a decent level of experience in business.
Avoid a Name Change at All Costs
Sometimes it becomes necessary for businesses to change their names because they have become old fashioned or irrelevant. This may become necessary for you at some point in the future but you should do your best to avoid this. The costs associated with such a change can be extensive so your selection should be able to stand the test of time.
A Name That You Like
Above all, you, as the owner of a painting business have to have a name that you like. There is no point in using a name that sounds embarrassing or makes you cringe every time you say it. Your business name should inspire you and make you feel proud to be a painting contractor.
Dont treat the selection of your painting company name too lightly. Give this important decision the time that it deserves and come up with something that can carry your painting business forward to future success.

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Membership Sites – A Super Business Model For Recurring Income

Membership sites are exploding on the net as the core of business opportunities. Membership sites that have month-to-month membership subscriptions can produce you a massive recurring income every single day, weekly month to month and for every single year ahead.. Membership sites are gaining popularity on account of of their solid business models and chance to create recurrent income from multiple sources. Membership sites are great revenue models, both for your own business and for having the allure to affiliate marketers who will be eager to profit from your program.
Abundant articles about membership sites appear to be by folks who have not actually owned a lucrative one. I will make the same main point in relation to membership sites that other folks do: in basic terms that they are the best marketing on the internet business model going. One of the biggest reservations about getting a membership site open is the challenge of the graft that goes into the first setup; but this is always get over.
Membership
Membership sites are thriving and more mand more favour WordPress as the content developmentstructure. The ease of WordPress blogs makes them ideal as a Membership management platform. Membership businesses are much less vulnerable to changes in the marketplace. I’ve listed below the peak OCI keywords from a search on membership sites that I conducted using Market Samurai.. High OCI means that those searching on that search term are more inclined to purchase. What is apparent is that here is a strong benefit in health-oriented membership & building online businesses around those topical key words would be profitable. The other key trend is that there is an appeal in setting up membership sites themselves: people are searching on terms like “membership site scripts” with an intent to BUY…
Membership site oriented key words with 60-99% OCI:
membership camping
gym membership
gyms membership
travel membership sites
health club membership
cash membership site
fitness center membership
membership site scripts * people are looking to set them up…
athletic club membership
membership site for sale
gym memberships
esporta membership
health and fitness membership
gym membership software
mini membership site* mini sites always a popular model
mini membership sites*
instant membership site creator* there is a market for the computer software
memberships sites
memberships site
membership sites for sale
gym membership rates
membership site software
nysc membership
build membership site
build membership sites
membership sites software
wp membership site
business membership site
membership site creator
membership site design
membership site owner
building membership sites
membership site management
Enterprise
Marketplace share is essential to any business and membership merchandising provides a way to acquire massive market share. You don’t need to be an expert… anyone can begin an Internet membership business. Here’s why you must. The membership business model translates into a dependable income stream. They offer stability – folks become members in something they are eager about or for something they need. A membership site offers you satisfaction of continual interaction with your clients. If you get an idea for a new enterprise I soundly endorse building it around a membership site.
Promotion
Internet marketing is not for lazy people! Even the most excellent and most appealing ideas need to be put ‘out there’ before they can work. If you do search phrase research in the Internet marketing niche you can observe that among the most frequently searched for expressions: is how to make money online.
If you’ve been struggling to break even with your on-line home-based business, or even if you’re earning ‘okay money’ using Internet marketing, affiliate programs, niche marketing or blogging, prepare for a MAJOR SHIFT in your beliefs. I must have tested them all: niche internet marketing, pay-per-click, affiliate promoting – in short, a whole raft of other ways to earn a living on the internet but nothing actually ‘clicked’ for me. My blog is THE most important marketing tool I’ve employed to profitably promote my membership sites. Another impressive feature of a membership site is that you simply have to generate the content once and subsequently you can keep promoting it again and again.
WordPress
WordPress is extremely well-liked for the reason that it delivers you a powerful contents management platform. With WordPress its uncomplicated to generate a multi-leveled membership site using free wordpress plugins. With a WordPress weblog you can immediately host password protected contents without special plug-ins being required. Thesis Theme is one of the most common, SEO optimized premium WordPress Themes that allows you to mark out your entire web site layout. Irrespective of whether the membership site is paid or free, WordPress is a perfect software platform to turn your blog into a cash-producing membership site.
Conclusion
Membership sites are able to sell for a top price for the reason that business people are conscious of the intrinsic worth of a buying customer base. No matter if youre seeking to sell-on or not, membership sites are magnificent way to make cash on-line. Historically membership sites required costly and complicated scripts.
A membership site can be a major informational focus. Information sells and you can undoubtedly make a great deal of cash by offering well packaged knowledge in the formula of a fee-based membership website. Entrepreneurs with huge membership sites typically have email lists numbering in the 1000’s and their brand gets known as expert. I did not anticipate that creating membership sites would be easy!

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Business Opportunity Investment And Business Loan Finance

Buying a business opportunity is likely to be an extremely challenging task when arranging the business loan. This is largely due to the usual lack of commercial property as collateral for the business financing to buy a business opportunity. When buying a business that does not include commercial real estate, business borrowers need to realize that business loan options will be greatly reduced in comparison to a business purchase that can be financed with a commercial mortgage.
The suggestions and advice in this commentary build upon commercial loan covenants that are commonly provided by commercial lenders willing to offer commercial financing throughout much of the United States for buying a business opportunity. There will often be various private financing scenarios in which the seller might be willing to wholly finance a business opportunity acquisition, and we will not attempt to discuss those commercial loan possibilities in this commentary.
Length of Business Loan to Expect When Buying a Business Opportunity
When purchasing a business opportunity, commercial loan terms will almost always include a reduced amortization period in comparison to a commercial real estate loan. A business loan term of ten years is normal, and that length of loan is likely to be tied to a requirement that the commercial lease will not expire before the loan matures.
Likely Business Loan Interest Rates to Buy a Business Opportunity
The likely range to buy a business opportunity is 11 to 12 percent in the present commercial loan interest rate circumstances. This is a reasonable level for business opportunity borrowing since it is not unusual for a commercial real estate loan to be in the 10-11 percent area. Because of the lack of commercial property for lender collateral in a small business opportunity transaction, the cost of a business loan to acquire a business is routinely higher than the cost of a commercial property loan.
Business Loan Down Payment Requirements for Buying a Business Opportunity
Although there will be variations based on the type of business and several other factors, a common down payment requirement for a commercial loan to buy a small business opportunity is 20-25 percent. The presence of seller financing might lessen the down payment needed to acquire a small business opportunity.
Buying a Business Opportunity – Business Loan Refinancing Options
A related business loan issue to anticipate when buying a business is that refinancing the business opportunity loan terms will normally be even more difficult than the original business financing. There are currently some new business loan programs in the final stages of development that could dramatically improve future refinancing options. But until these new business financing options are finalized, it is important to arrange the best possible terms initially and not depend upon refinancing possibilities.
Avoiding Problem Lenders When Buying a Business Opportunity
The selection of a commercial lender might be the most important phase of the business financing process for buying a business. An equally important task is avoiding lenders that are unable to finalize a commercial loan for buying a business.
By avoiding such lenders, commercial borrowers are likely to avoid many other business financing problems frequently associated with buying a business opportunity. Avoiding problem lenders will be instrumental to the eventual success of both the business loan process and the long-term financial health of the business being acquired.

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What Does Your Business Card Say About Your Business

Business cards are used to promote you as well as your business. Business cards are one of your most powerful tools when it comes to promotion. Your contact information is on the business card making it easily distributed and easily accessible to clients and potential clients. If you take your time and be creative when you are designing your business cards they can be a more effective promotional tool.
Attractive design dresses up your business cards. It is important to remember to use a font that is easily read. You should also provide multiple ways for people to contact you. All of these factors are important, but the copy on your business card has the ability to really grab the attention of prospective clients. Well written business card copy can make the card more effective.
Business card copy is one of the most overlooked and misunderstood tools in business promotion. Most everyone remembers to add their business name as well as their name, title, business address, and phone number some even remember their email address. All of these things are important for your clients to be able to contact you. You can utilize your business cards to add incentive for your clients to contact you.
Company slogans are used in advertising, these slogans stick in their customer’s minds. A catchy and creative tagline on a business card can do the same thing. Space is limited on business cards so tag lines need to be fairly short. You can use word play or rhyme to create a memorable tagline. Action words that highlight the benefits of your products and services can help increase the effectiveness of your tagline.
Putting your website’s address on your business card gives clients a way to learn more about your business. You can also list a couple of your helpful features that your website has on your business card. For example you could include, “Free templates available for your use at http://www.yourwebsitesname.com”. This provides incentive to go to your webpage to see what your business is all about.
Advertising ongoing promotions and sales can be done with business cards as well. If you offer discounts or customer referral programs mentioning it on your business card can increase awareness. If your business makes sales online may also want to think about adding online coupon codes on your business cards. Having your clients pass out business cards to friends and family can also be a great way to generate business. You can leave a stack in the salon or with your hair dresser for them to pass on to clients too.
The back of your business card can be utilized as well. You can use it to print coupons or to list your products and services. Witty quotes or testimonials can also be placed on the back of your business card. Putting a schedule or a checklist on the card can transform it into a valuable tool for your clients giving them incentive to hang on to the card. The possibilities of what the back of the card can contain is limited only by your imagination. If you are adding value for your customer and it fits neatly on the back of your business card go for it.
Your business card copy is important. Good business card copy will increase the chances your card won’t end up in the trash as soon as you are out of sight. Make the most of the space provided, give good contact information, and give your clients a reason to look you up.

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Identifying Your Business Team Member's Personality Colors

Being a business team leader can be a very daunting task. Almost always you will find that your team consists of very diverse individuals. As a team leader it is your responsibility to motivate your team members towards a common goal. This can be very difficult when your team members each have their very own strengths, weaknesses and conflicts. In this article we will discuss how to recognize the four main personality types by color so that you can better understand the needs of your team members on an individual basis.
As a leader you will quickly notice how well your team works together once you have identified the individual strengths of each team member. Also, by recognizing each individual’s strengths you will know which task they will naturally excel in. This will lead to better delegation on your part which will ultimately build a stronger, more efficient, stream lined team. You will also find that you are able to communicate better once you recognize each team member’s needs, work ethics and values. Your team members will notice the change in how you are leading them and in turn be even more motivated to reach their goals.
Below is a short overview of the four main personality colors Orange, Blue, Gold and Green. Each color will be listed with the working styles, personality types and values attributed to it.
The Orange personality works well with other people in a healthy team work environment encouraging competition and camaraderie. They are very creative and highly energetic and do well with action oriented tasks. They love having the freedom to use their skills and show off their abilities. An Orange personality does have a difficult time dealing with too much structure or management. They tend to feel blocked and have a difficult time functioning if they feel they are being micro-managed. Time consuming and prolonged administrative tasks can difficult for the Orange where they may feel impatient and bored.
The Blue personality is a very social type. They love making friends and having a strong social network is very important to them. This makes them very good at building relationships with clients, customers, coworkers and employers. The Blue personality can be very sensitive to conflicts or strong competition but will thrive in any positive, service orientated atmosphere.
The Gold personality is a very serious individual and is so with their work responsibilities. They like to be part of a successful and productive team where they can continually contribute. They love receiving rewards, incentives and positive recognition. The Gold personality tends to need a great deal of structure where time lines should be enforced and expectations made very clear. They look to their leaders for constant reassurance on how well they are doing.
A Green personality lacks in people skills. They love facts, data, research, and anything analytical. You will find that they are almost always seen as an expert in whatever interests them. Most of those interests will be complex systems, data analysis, statistics, or design. The Green personality’s weakness can be the lack of follow through and tend to be quite rude in some social scenes.
By recognizing the personality colors of each of your team members you will have the ability to meld your team into a well coordinated, unified group. Your leadership skills will shine as you delegate tasks to each team member according to their strengths and expertise. Remember, a well harmonized team is a team made for nothing but success.
Carrie Krishnek

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Potential Pitfalls of Business Credit Cards

Although business credit cards emphasize their many benefits to small business owners such as record keeping, rebates on business expenses, and travel related perks, there are also some potential pitfalls related to using a business credit card for small business owners. Below are a few common risks associated with using a business credit card:
Potential for Abuse: Many business owners find the possibility of instantly funding their start up business with a credit card to be very appealing. However, when there is very little or no cash available to a business owner, the potential to abuse credit cards is great. During a business start up, an entrepreneur usually has difficulty obtaining loans or other ways of financing their business, and they turn to credit cards to purchase the items needed. As with many small business start ups, it sometimes takes several years to begin to see a profit. Therefore, they stay in debt, adding financial burden to the new business.
High Interest Rates: Business credit cards, like other credit cards, often charge high interest rates. The accumulation of these interest rates when the card is not paid off monthly can add a large amount to business expenses. This occurs most frequently with cards that offer low introductory rates. Card holders may not be aware of the amount this rate will increase after the introductory period ends. Because of this, and due to low minimum payments, business credit cards may take longer than expected to pay off completely.
Risk to Reputation: Just as with personal credit cards, if business credit cards are not used responsibly and carefully they can lead a new business into a large amount of debt as well as damage the reputation of the business by lowering it’s credit score. This can make it even more difficult to get credit or loans with suppliers in the future. It can even put an owner out of business.
New businesses can be very expensive and the cost of doing business can be very high. However, with effective and careful credit card management and careful planning when choosing a business credit card, most of the downsides of business credit cards can be controlled or avoided altogether. Using a business line of credit rather than a credit card is the best way to avoid many of these pitfalls. Business lines of credit usually have more flexible and also more favorable financing terms.

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